Signs of Financial Distress

Financial health exists along a spectrum, and so does financial distress.

Below are common signs of less-than-optimal financial health. Some suggest that one could benefit from Wellness Visits. Others suggest a need for Financial Therapy.

• Overspending or shopping binges

• High levels of consumer debt

• Frequent arguments about financial matters

• Difficulty spending money on self or others

• Feeling guilty about money earned or inherited

• Hiding purchases or credit card bills

• Attempting to compensate financially for a lack of quality time or emotional attachment

• Constant worry about finances

• Procrastination of bill payment or bouncing checks

• Lending to others without clear expectations for repayment

• Avoidance of financial decision-making

• A struggle to implement financial plans

• Regularly buying things that go unused

• Lying about time spent shopping

• Workaholism